Simple, Intuitive and Flexible Platform
Buyers can establish their own BUYER-LED financing program with participation of internal funds and/or external funders.
It is an end-to-end solution that takes just 4 simple steps to establish
- Setup
- Onboarding
- Financing &
- Settlement
Design your custom SCF Program
Customized funding solutions specific to your unique business needs.
At Seabridge TFX, we understand that every customer has unique business needs. With intelligent use of data we create relevant and unique experiences for businesses. Utilize different funding solutions to manage your evolving business needs, without impacting your suppliers’ access to cash.
Dynamic Discounting
A win-win for buyers and suppliers
Our Dynamic Discounting solution supports buyers in managing self-funded early payment discount programs for suppliers. Dynamic discounting programs enable buyers to earn risk free returns on their available liquidity, without impacting their payables position. By offering the opportunity to suppliers to receive cash earlier than the contracted payment date. It’s win-win for everyone.
- Offer a syndicated deal with participation from other funders
- Offer early payment discounts to suppliers reducing DPO
- Self-funded using excess cash
- Competitive discount rates with rates of returns from other investment options
Supply Chain Financing
Give buyers full control and visibility of the payment process
Our Supply Chain Financing solution relieves cash flow strain and suppliers get a quick, painless access to funds tied up in their unpaid invoices at preferential rate from pre-arranged financing sources. The module provides full visibility to invoices pre-approved for payment, enabling suppliers to opt for early payment – at a favorable discount compared to financing they could receive on their own. Buyers benefit from more flexible payment terms and reduced working capital requirements.
- Extend payment terms ⇒ Generate cash flow
- Increase DPO
- 3rd party funded
- Suppliers gain quick and affordable access to capital
Hybrid SCF Program
Flexible Funding Solution
A flexible funding solution that includes both third party-funded and self-funded early payment model within a single “supplier friendly” user experience. Our integrated approach allows both buyers and suppliers to easily switch between the two funding models. Our streamlined onboarding process can bring the benefits to all the suppliers, no matter how large or small. SMEs face particular challenges when it comes to accessing funding from financial institutions, and benefit the most from this type of program.
- Buyers use their own capital to self-fund and receive discounts
- Buyers can also leverage 3rd party funders & banks whenever required
- Suppliers gain quick and affordable access to capital
Accounts Receivables Financing
Unlock millions in your supply chain
Accounts receivable financing allows companies to receive early payment on their outstanding invoices. A company using accounts receivable financing commits some, or all, of its outstanding invoices to a funder for early payment, in return for a fee.
- Get paid early with a click of a button
- Improve your cash flow with early collections
- Improve DSO